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Richard Walsh
Independent Financial Adviser
FCA-authorised Independent Financial Adviser
FRN: XXXXXX
LinkedIn profileAbout Richard
Richard is an FCA-authorised IFA with Level 6 Advanced Diploma in Financial Planning. He has reviewed CalcAI's PAYE, pension, and salary sacrifice calculation logic against HMRC guidance and the FCA Consumer Duty framework to ensure all outputs remain on the right side of guidance vs. regulated advice.
Tools reviewed
Take Home Pay CalculatorLast reviewed: April 2026
Pension Salary Sacrifice CalculatorLast reviewed: April 2026
Richard Walsh’s review covers the accuracy of CalcAI’s calculation logic and explanatory content. This review does not constitute regulated financial, tax, or legal advice. Always confirm important financial decisions with a regulated professional.